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| Product, feature or service | Summary of fees, rates and charges |
|---|---|
| Personal current account | 2,000frs per month |
| Euro personal current account or euro sole trader account | Non-refundable 2,000frs per month (paid in advance). We will deduct this fee on or around the first day of each month. |
| USD personal current account | Non-refundable 4,000 frs per month (paid in advance). We will deduct this fee on or around the first day of each month. |
| Product, feature or service | Summary of fees, rates and charges |
|---|---|
| Personal current accounts: arranged overdraft (where we have agreed an overdraft facility with you in advance) | We will charge interest at the specific interest rate confirmed and viewable to you in your app. Interest accrues on a daily basis. If you go over your limit, we will charge interest at the same rate as your arranged overdraft facility. |
| Product, feature or service | Summary of fees, rates and charges |
|---|---|
| Paying for goods and services | No fee charged |
| Product, feature or service | Summary of fees, rates and charges |
|---|---|
| Refusing a payment due to lack of funds | No fee charged |
| Allowing a payment despite lack of funds | We will not charge a fee if we allow a payment despite a lack of funds in your account. However, you must repay the amount you owe to us immediately or you will be considered to be in arrears. We will also charge interest at the rates set out above (for unarranged overdrafts and arrears) on the amount you owe us. |
| Product, feature or service | Summary of fees, rates and charges |
|---|---|
| Transferring money locally, direct debits and standing orders | We will charge a fee as determined by the network operator. This fee is viewable to you in your app. |
| Product, feature or service | Summary of fees, rates and charges |
|---|---|
| Transferring money abroad | We will use the exchange rate and charge you the fees shown within the international Payments page of the app: 0.4% transfer fee + local fees for each currency we support (see country fees). Plus 10,000frs for a SWIFT payment. Please also note that your payee’s bank and other banks involved in processing the payment may charge additional fees for your payee to receive the payment. This means that the amount your payee receives may be less than the amount shown on the International Payments page in the app. We do not have any control over these additional charges. |
| Product, feature or service | Summary of fees, rates and charges |
|---|---|
| Receiving local payment into your account | No fee charged |
| Depositing money into your Account through a KiiBank branch | No fee charged |
| Depositing money into your Account through an agent bank of KiiBank | We will charge you a fee for each deposit of money into your Account using the Agent Bank Counter Service - this fee will either be: (i) 2,000frs; or (ii) 0.7% of the amount deposited, whichever fee is higher. |
| Product, feature or service | Summary of fees, rates and charges |
|---|---|
| Local cash withdrawal | We will not charge a fee for withdrawing from local ATM Machines that are in our network of banks. If you withdraw cash using ATM Office counter service, we will charge you Machines that are outside of our network of banks, we will charge a flat fee of 500frs per withdrawal. |
| Cash withdrawal in foreign currency abroad | We will not charge you a fee for withdrawing cash in foreign currency abroad. However, the Mastercard or Visa exchange rates will apply to any such withdrawal and you may also be charged a fee by the local ATM provider. |
| Product, feature or service | Summary of fees, rates and charges |
|---|---|
| Debit card payment in local currency | We will not charge a fee for making a payment in the local currency, whether in a shop, online or over the phone. |
| Debit card payment in a foreign currency | We will not charge you a fee for making payment in foreign currency abroad. However, if you choose to make the payment in the foreign currency, the Mastercard or Visa exchange rates in force from time to time will apply: If you choose to make the payment using the local currency, the merchant will apply their own exchange rate and may apply their own fees. |
| Product, feature or service | Summary of fees, rates and charges |
|---|---|
| Replacement debit cards within the locally | We may charge you a fee of 4000 frs for each replacement debit card and the replacement debit card. |
| Replacement debit card overseas | If you lose your card or it is stolen while you are overseas, we may charge you a fee of 50,000frs |
| Certifying documents | We may charge you a fee of 18,000frs for certifying documents relating to your account. |
Scan the QR code below with your phone to download the KiiBank App.
